What if my insurance is not covered?

We are in network with majority of major insurance companies. Often, the plan name you see is not the same as the insurance carrier. If you don't find your insurance plan name, simply call us at (416) 222-8296 and our team can assist you.

How does dental insurance work?

Dental insurance works similarly to your medical insurance, with the main difference that the Insurance provider is responsible for “First Money Out”, meaning they cover up to a “Maximum Allowable” amount in a given benefit period (usually a year) and the patient is responsible for any amount over that limit. Dental insurance plans typically cover services based on ranges or categories: Preventive, Basic, and Major. As an example, most plan coverages provide 100% coverage for Preventive services, 80% coverage on Basic, and 50% for Major. This breakout is plan-specific and you will need to consult your personal benefits to understand your coverage. What is not covered by your insurance is the patient’s responsibility.

What does my insurance plan cover?

Typically, dental insurance covers all types of dental care ranging from exams and cleanings (typically 2x / year), basic dental care (fillings, crowns, etc.) to oral surgeery and orthodontics. Insurances categorize each type of care into Preventive, Basic, and Major services and each is covered at a determined percentage, leaving the remainng balance to the patient (typical breakouts are 100% / 80% / 50% for the coverage percents). Orthodontics are unique and typically have rules around age, who on your plan is allowed to use, and how much is offered (i.e. there is a lifetime max versus and annual amount).

How many cleanings and exam does my insurance cover_

In most cases, two exams and cleanings in a calendar year.

Are dental implants covered by my insurance?

The answer is it depends. Some plans include implants but many don't. At Bogart Dental, we can find your specific coverage once you complete a free implant consultation.

Does dental insurance cover braces or clear aligners?

In most cases, yes. Orthodontics are unique and typically have rules around age, who on your plan is allowed to use, and how much is offered (i.e. there is a lifetime max versus and annual amount). At Bogart Dental, we can find your specific coverage once you complete a free smile design consultation.

Insurance

We accept most dental insurance plans, and we bill for services through insurance so you don't have to pay.

See if your appointment is covered

Curious if we are in network with your insurance? We can tell you in just a few seconds.

Check Coverage

Unfortunately, there are some dental insurance plans we don’t accept, including OW, ODSP, HSO, and others. If we don’t take yours, we’ll contact you ahead of your visit.

Are you a refugee?

You may qualify for FREE dental services. Learn more about the Interim Federal Healthcare Program (IFHP) here.

FREE DENTAL FOR REFUGEES

No Insurance?

Here's what to expect.

Service	Cost
New Patient Appointment	$475
Dental Hygiene	$134-$252*
Emergency Exam	$153
Fillings	$190-$433*

*We include a range because the final cost may vary based on the duration and/or the complexity of the treatment depending on the recommendation of your dentist.

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Commonly asked questions about Dental Insurance

What if my insurance is not covered?

We are in network with majority of major insurance companies. Often, the plan name you see is not the same as the insurance carrier. If you don't find your insurance plan name, simply call us at (416) 222-8296 and our team can assist you.
How does dental insurance work?

Dental insurance works similarly to your medical insurance, with the main difference that the Insurance provider is responsible for “First Money Out”, meaning they cover up to a “Maximum Allowable” amount in a given benefit period (usually a year) and the patient is responsible for any amount over that limit. Dental insurance plans typically cover services based on ranges or categories: Preventive, Basic, and Major. As an example, most plan coverages provide 100% coverage for Preventive services, 80% coverage on Basic, and 50% for Major. This breakout is plan-specific and you will need to consult your personal benefits to understand your coverage. What is not covered by your insurance is the patient’s responsibility.
What does my insurance plan cover?

Typically, dental insurance covers all types of dental care ranging from exams and cleanings (typically 2x / year), basic dental care (fillings, crowns, etc.) to oral surgeery and orthodontics. Insurances categorize each type of care into Preventive, Basic, and Major services and each is covered at a determined percentage, leaving the remainng balance to the patient (typical breakouts are 100% / 80% / 50% for the coverage percents). Orthodontics are unique and typically have rules around age, who on your plan is allowed to use, and how much is offered (i.e. there is a lifetime max versus and annual amount).
How many cleanings and exam does my insurance cover_

In most cases, two exams and cleanings in a calendar year.
How much is a dental cleaning and exam without insurance?

$199
Are dental implants covered by my insurance?

The answer is it depends. Some plans include implants but many don't. At Bogart Dental, we can find your specific coverage once you complete a free implant consultation.
Does dental insurance cover braces or clear aligners?

In most cases, yes. Orthodontics are unique and typically have rules around age, who on your plan is allowed to use, and how much is offered (i.e. there is a lifetime max versus and annual amount). At Bogart Dental, we can find your specific coverage once you complete a free smile design consultation.

Using your insurance can be frustrating. We make it easy for you.

if you have any questions about your coverage, give us a call at (416) 697-6633 and we'll talk through it.